The Canada Child Benefit (CCB) is set to increase in July 2025, offering higher monthly support to families across the country.
As inflation continues to impact the cost of living, the federal government has confirmed this adjustment to help parents better manage rising household expenses.
Why Is the Canada Child Benefit Increasing in 2025?
The Canada Child Benefit is indexed to inflation, meaning its value is adjusted each year based on the current cost of living.
With inflation pressures persisting through 2024 and into early 2025, this year’s increase aims to maintain the purchasing power of Canadian families.
The decision ensures that families can continue to afford essentials such as food, rent, childcare, and clothing amid rising prices.
This move is part of the government’s broader strategy to combat financial hardship and improve child well-being across Canada.
How Much More Will You Receive Per Child?
The updated CCB payment amounts, effective from July 2025, will provide higher annual and monthly payments depending on the child’s age.
Here’s a breakdown:
| Age Group | Previous Annual Amount (2024–25) | New Annual Amount (2025–26) | Monthly Increase |
|---|---|---|---|
| Children under age 6 | $7,437 | $7,689 | About $21 |
| Children aged 6 to 17 | $6,275 | $6,483 | About $17 |
What This Means:
- Under 6: An increase of $252/year
- Age 6–17: An increase of $208/year
These amounts apply to the maximum benefit, but actual payments vary depending on family income.
Who Is Eligible for the 2025 CCB Increase?
To qualify for the increased Canada Child Benefit, families must continue to meet the following criteria:
- You must have a child under the age of 18.
- You must be a Canadian resident for tax purposes.
- You must file an annual income tax return, even if you had no income.
The benefit is income-tested. This means:
- Lower-income families receive the maximum amount.
- Payments gradually decrease as adjusted family net income rises.
Filing your 2024 income tax return is essential to avoid any delay in receiving the updated benefit starting in July 2025.
How to Estimate Your New CCB Payment
The Canada Revenue Agency (CRA) offers an online calculator to help families estimate their CCB payments based on:
- Number of children
- Age of children
- Family’s net income
Families are also encouraged to:
- Update direct deposit details with CRA
- Check their tax return status
- Look out for CCB notification letters in late June 2025, which will provide personalized payment information for the 2025–26 benefit year.
The Canada Child Benefit increase in July 2025 is a timely and much-needed adjustment to support families facing the ongoing pressure of rising costs.
With extra monthly payments per child, the update ensures Canadian parents continue to receive meaningful financial help.
Make sure to file your taxes, verify eligibility, and use the CRA calculator to estimate your new benefits. Staying informed and prepared ensures you make the most of this important support for your family.
FAQs
When will the new Canada Child Benefit payments begin?
The increased CCB payments will begin in July 2025 for the 2025–26 benefit year.
How can I check how much I will receive under the new rates?
Use the CRA’s CCB calculator online or refer to the personalized letter from CRA arriving in late June 2025.
Will high-income families also get the full increase?
No. Since the CCB is income-tested, families with higher net incomes may receive reduced benefits.