To support Canadians living with disabilities, the federal government is introducing a $200 monthly disability benefit under the new Canada Disability Benefit (CDB) program.
Scheduled to launch in July 2025, the benefit aims to improve financial stability and reduce poverty among low-income individuals with disabilities.
This guide provides the latest updates on eligibility, payment dates, and how to claim the benefit.
$200 Monthly Disability Benefit (CDB)
| Details | Information |
|---|---|
| Monthly Benefit Amount | Up to $200 |
| Annual Maximum | Up to $2,400 |
| Start Date | July 2025 |
| Eligibility Age | 18 to 64 years |
| Income Reduction Thresholds | $23,000 (singles), $32,500 (couples) |
| Employment Income Exemption | $10,000 (singles), $14,000 (couples) |
| Tax Requirement | Must file 2024 income tax return |
| Retroactive Payments | Up to 24 months |
| Application Method | Online, mail, phone, in-person (Service Canada) |
Who Is Eligible for the CDB?
To qualify for the $200 disability benefit, applicants must meet the following:
Age & Residency
- Must be 18 to 64 years old
- Must be a resident of Canada for tax purposes
Valid Disability Tax Credit (DTC) Certificate
- Proof of a severe and prolonged impairment in physical or mental function is required
- The DTC must be approved and valid at the time of application
Income Limits
- Singles: Full benefit if income is $23,000 or less
- Couples: Full benefit if combined income is $32,500 or less
- Reductions apply to incomes above these thresholds
Employment Income Exemptions
- Singles: First $10,000 of annual income is exempt
- Couples: First $14,000 of combined income is exempt
When Will Payments Start?
The first CDB payments are expected to begin in July 2025 and continue monthly.
| Payment Start Date | Cycle |
|---|---|
| July 1, 2025 | Monthly (until June 30, 2026) |
Payments will be calculated based on the 2024 tax return, so ensure your return is filed and up to date.
How to Apply for the Disability Benefit
Although applications are not yet open, the process will include the following methods:
Online
- Apply via the CRA’s My Account portal
By Mail
- Submit the completed RC66 form to the CRA
By Phone or In-Person
- Use the CRA helpline or visit a Service Canada office
Documents Required
- Valid DTC certificate
- Most recent income tax return
- Proof of residency status
The $200 Monthly Disability Benefit in Canada, beginning in July 2025, represents a major shift in how the federal government supports Canadians with disabilities.
Designed with equity, flexibility, and long-term impact in mind, this benefit helps to reduce financial stress while promoting independence.
If you or a loved one meets the criteria, prepare now by ensuring your DTC status is valid, your taxes are filed, and your documents are in order.
This is a significant opportunity to gain monthly financial relief—so stay informed and apply as soon as the program opens.
FAQs
Is the $200 monthly benefit taxable?
No, the Canada Disability Benefit is completely tax-free.
Can I receive retroactive payments?
Yes, retroactive payments are available for up to 24 months, but not before July 2025.
What happens if my income increases after I start receiving the benefit?
Your payment may be reduced, depending on how much your income exceeds the set thresholds.